Glossary
ENLARGE
Get personalised mortgage guidance, discover your buying capacity, and see a readiness score built around your unique situation.
We walk with you through each step of the journey so you know exactly what to do next.
Tailored insights
Guidance that adapts to your answers in real time
Actionable next steps
Practical recommendations to boost your readiness
What you'll get
Mortgage Capacity
Understand exactly how much you can borrow
Readiness Score
See how ready you are and what to improve
Personalised Advice
Get bespoke next steps for your situation
Glossary
Key mortgage & finance terms used in your assessment.
Debt-to-income ratio (DTI) Percentage of your income that goes towards debt payments. We cap it at 33%.
Mortgage capacity Estimation of the maximum loan you could qualify for with standard assumptions.
Readiness score A score between 0 and 100 indicating how ready you are to buy now.
Local processing Your answers stay in your browser and are cleared when you click “Clear”.
Apport / Down payment The cash you can contribute to the purchase. Higher is better.
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